Claus Etzler has over 20 years of experience working with all of the Canadian chartered banks and many other lending institutions. Most banks have preferences for lending money within certain industries and these preferences will shift from time to time. Claus has the knowledge to know which banks in Ontario are lending more aggressively than others and the quality of loans they are looking for at any given time.

Knowing this will save you the considerable time and embarrassment of applying to the wrong bank and having your credit score unnecessarily lowered. A professional consultant will minimize the number of loan applications made to the banks. Each bank will be checking your credit report when you request a loan and several requests done in a short time may lower your credit score. The lower your credit score, the higher risk you are to the banks and the less chance they will offer favourable loan terms or they may refuse to finance altogether.

Even those business owners with higher net worth and credit scores can benefit from EFC's services by securing better interest rates and other beneficial loan terms that the banks might not have otherwise offered. EFC will help you present the right business plan to the right bank and show you how to avoid problems before they happen. 

EFC prides itself in providing an excellent combination of products and services that are of high quality at very competitive prices and deliver consistent results.